Insurance & Reinsurance

Practice Groups

_Wildgen Insurance & Reinsurance lawyers understand clients’ concerns, help to prevent contentious issues and facilitate the most complex transactions for them.

By providing our clients with the right expertise and a sound experience in life/non life insurance and reinsurance, we help them reach success in their international, European and Luxembourg business operations and strategy. They benefit from our experience in developing insurance products that comply with local legislative and regulatory requirements, resolving questions on insurance and reinsurance portfolios, and expanding and restructuring operations in Europe and beyond.


Our Practice Group encompasses lawyers who also specialise in different practice areas, lending the team broad legal expertise in a wide variety of industries and areas.

It handles transactions of all sizes and provides the following services

Regulatory advice
  • Licence applications
  • Transaction approvals
  • Insurers, Reinsurers, Insurance intermediaries
  • Passporting EU rules
  • Brexit impacts
Life insurance
  • Distribution on a cross-border basis
  • Professional secrecy matters
  • Anti-money laundering procedures
  • Legal structuring of dedicated life-insurance policies invested in securities or non-traditional assets for HNWIs
  • Restructuring and portfolio transfers
  • Private equity linked to the insurance policies
  • General terms and conditions of all kind of insurance
  • Life-insurance securitisation 
  • Litigation
Non-life insurance
  • Launch of new products
  • Insurance distribution and cross-border insurance
  • Luxembourg markets
  • Affinity insurance
  • Surety insurance
  • Professional liability insurance
  • Litigation
  • Securitisation of insurance risks and cat bonds 
  • Setting-up and acquisition of reinsurance captives and mutuals
  • Structuring and negotiating M&A transactions related to reinsurance companies
  • Collateral and security structures
  • Asset/liability management
  • Reinsurance agreements



Our clients include Luxembourg and international insurance and reinsurance entities as well as brokers, corporate clients, bank and financial institutions.

Recent transactions include:

  • Successful representation of insurance companies in their litigation matters
  • Assistance on regulatory, data protection, labour law, investment funds and contractual matters for some of the largest insurance companies
  • Assistance of a European insurance group in the sale of a Luxembourg subsidiary active in the life insurance sector to a Bermuda-based reinsurance company
  • Acquisition of reinsurance captives, and setting-up of reinsurance captives under the form of a mutual reinsurance association, among which the first one in Luxembourg


     excellence Tier 1 firm in Insurance by international rankings
  leading lawyers Heads of the practice recognised as leading lawyers in Luxembourg
  client-focused approach First-class service and a client-focused approach
  international network Wide-ranging and long-established network of experts worldwide
  expert One-stop shop assistance
  expert Quick and effective responses
  innovative solutions Flexibility, reliability and innovative solutions

Contact us


Wildgen is ranked as a Tier 1 firm for Insurance by Legal 500 and Leaders League. 
Karine Vilret is recommended as a Leading Lawyer in this practice area by Legal 500 and Leaders League while Michel Bulach is ranked as a Recommended Lawyer. Silvia Bracaloni is listed as a Rising Star by the Legal 500.

Legal 500 2022   Leaders League 2022                  


  • Attractive regime and modern legal framework 
  • European gateway to distribute insurance products 
  • One of the world’s leading centres of expertise for reinsurance activities
  • High supervision offering to investors maximum guarantees and security 
  • Model legislation that has influenced the relevant EU directives